Terms of Service
You must be 18 or older to use Stevo. Stevo records who owes whom; it never holds, moves, charges or pays out money, and settling up happens between friends outside the app.
1. Acceptance of Terms
By using Stevo, you agree to these Terms of Service. If you do not agree, please do not use the app.
2. Description of Service
Stevo is a social platform for tracking friendly bets, golf rounds, and poker games among friends. Stevo records who owes whom; it never holds, moves, charges or pays out money. Settling up is between friends, outside the app.
3. Eligibility
You must be 18 years of age or older to use Stevo. By creating an account you confirm that you are 18 or older.
4. User Accounts
You are responsible for maintaining the security of your account. You must provide accurate information and keep your credentials confidential. You can delete your account at any time from Settings, under Delete account; deletion is immediate and permanent, and it is blocked only while you still have an unsettled balance with someone. If you would rather we did it for you, email support@stevoapp.com.
5. Acceptable Use
You agree not to use Stevo for any unlawful purpose or in violation of any applicable laws. Bet tracking is for entertainment purposes only.
6. Privacy
Your use of Stevo is also governed by our Privacy Policy. Please review it to understand our data practices.
7. Changes to Terms
We may update these terms from time to time. Continued use of the app constitutes acceptance of any changes.
Full terms — Stevo App LLC
1. Agreement to Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you and Stevo App LLC ("Company," "we," "us," or "our") governing your access to and use of the Stevo mobile application, website at stevoapp.com, and any related services (collectively, the "Services").
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must immediately discontinue use of our Services.
These Services are intended for personal use only. You must be at least 18 years of age to use the Services.
2. Description of Services
Stevo is a private, invite-only mobile application for friend groups to record social bets between themselves, run head-to-head Face Offs, organize poker nights and seasons, and manage crew competitions and standings. Stevo is a record-keeping and scorekeeping tool only.
Stevo App LLC does not hold, transfer, charge, or pay out money. The Services do not operate a wallet, an account balance, or a payment facility of any kind, and Stevo App LLC never acts as a bookmaker or a house, takes a rake or commission, or profits from any amount recorded in the Services. Amounts you enter are a record of what you and the other person have agreed between yourselves; you settle those amounts directly with each other, outside the Services. Bet tracking is for entertainment purposes only.
The Services are provided free of charge. There is no subscription, membership tier, or in-app purchase.
3. User Accounts
To use the Services, you must create an account. You agree to:
- Provide accurate, current, and complete information during registration
- Maintain and promptly update your account information
- Keep your account credentials secure and confidential
- Accept responsibility for all activity that occurs under your account
- Notify us immediately at support@stevoapp.com of any unauthorized use of your account
We reserve the right to suspend or terminate accounts that violate these Terms or that have been inactive for an extended period.
4. Prohibited Activities
You agree not to use the Services to:
- Operate a betting business through the Services: acting as a bookmaker or a house, taking a rake, commission, or fee on any amount recorded, or offering odds to the public
- Record bets with anyone who is under 18, or in any place where a wager between the people involved is unlawful
- Advertise or offer to sell goods and services
- Sell, transfer, or assign your profile or account to another party
- Impersonate another user or submit false bet outcomes
- Violate any applicable law or regulation
- Harass, abuse, or harm other users
- Upload or transmit viruses or malicious code
- Attempt to gain unauthorized access to any part of the Services
- Scrape, harvest, or collect data from the Services without authorization
- Use the Services for any commercial purpose without our written consent
5. User Generated Content
The Services allow users to post content including bet terms, outcomes, poker results, and activity feed posts ("User Content"). You retain ownership of your User Content. By posting User Content, you grant Stevo App LLC a non-exclusive, royalty-free license to use, store, display, and distribute such content solely for the purpose of providing the Services.
You are solely responsible for your User Content and its accuracy. You represent that you have all rights necessary to post the content and that it does not violate any third-party rights or applicable law.
6. Third-Party Services and Links
The Services may link to third-party payment platforms including Venmo, Cash App, and Zelle so that you can settle directly with another person. These links are provided as a convenience only: Stevo opens the other application and records what you tell it. Stevo App LLC does not process, hold, or control any funds transferred through these third-party services and is not a party to any such transfer. Your use of any third-party service is governed by that service's own terms and privacy policy. We are not responsible for the content, privacy practices, or availability of any third-party services.
7. SMS Communications
By creating an account, you consent to receive SMS text messages from Stevo for account alerts and authentication purposes (program name: Stevo). Message and data rates may apply. You may opt out at any time by replying STOP to any SMS message. For help, reply HELP or contact us at support@stevoapp.com.
8. Intellectual Property
The Services and their original content, features, and functionality are and will remain the exclusive property of Stevo App LLC. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Stevo App LLC.
9. Disclaimer of Warranties
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, STEVO APP LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICES.
Stevo App LLC is not a party to any bet, wager, loan, or settlement recorded in the Services and is not responsible for whether any person pays another. Disputes about a recorded amount are between the people involved.
11. Dispute Resolution
Before initiating any formal legal proceeding, you agree to first attempt to resolve any dispute informally by contacting us at support@stevoapp.com. We will make good-faith efforts to resolve the dispute within thirty (30) days.
If informal resolution fails, disputes shall be resolved by binding arbitration in Douglas County, Colorado, United States. Arbitration is mandatory. If a dispute proceeds in court rather than arbitration, it shall take place in Douglas County, Colorado.
Stevo App LLC agrees to pay arbitration fees if deemed excessive by the arbitrator.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions.
13. Updates to These Terms
We reserve the right to update these Terms at any time. We will notify you of material changes at least seven (7) days before the update takes effect. The following changes may take effect immediately upon notification: new functionality, security updates, bug fixes, and court orders.
Your continued use of the Services after the effective date of any updates constitutes acceptance of the revised Terms.
14. Contact Information
For questions about these Terms, please contact us at:
Note: Mailing address will be finalized before public launch.
Stevo App LLC · stevoapp.com · support@stevoapp.com
Email support@stevoapp.com. The other document is here: Privacy Policy.